Mortgage Blog

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Category: Mortgage (4 posts)

Canada Is Building More Homes, Why Is Buying Still Hard?

Canada Is Building More Homes, Why Is Buying Still Hard?

August 5, 2026 | Posted by: Brent Winslow

You may have seen headlines suggesting that Canada is building more housing. That sounds like good news for homebuyers, and in many ways it is. More homes are essential to improving housing choice ...

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Should Canadian Homebuyers Purchase Now or Wait for More Housing Supply?

Should Canadian Homebuyers Purchase Now or Wait for More Housing Supply?

July 24, 2026 | Posted by: Brent Winslow

Canadian homebuyers are hearing two different messages. One suggests that more homes are being built and buyers should wait for additional supply. The other warns that slower construction could limit ...

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July 15-2026 - Bank of Canada maintains the policy rate at 2.25%

July 15-2026 - Bank of Canada maintains the policy rate at 2.25%

July 15, 2026 | Posted by: Brent Winslow

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada's economy is showing signs of improvement. Gro ...

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2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean

2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean

July 7, 2026 | Posted by: Brent Winslow

Buying a first home in Canada is still a major financial decision. Higher home prices, mortgage qualification rules, down payment requirements, closing costs, and day-to-day affordability all matter. ...

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